Is the 2020 BMW 5 Series M550i xDrive the Ultimate Affordable Luxury Performance Sedan?
The quest for an affordable luxury car that checks all the right boxes just got easier. You’re looking for a vehicle with all-wheel drive (AWD), a factory-installed twin-turbocharged V8 engine, and the prestige of a luxury brand name. The 2020 BMW 5 Series M550i xDrive fits this description perfectly. While it may require some diligence to find this exact model on the used market, its combination of thrilling performance and quiet comfort makes it a standout.
Performance Meets Comfort
The M550i xDrive is the most exciting version of the 5 Series, offering a unique blend of high-spirited driving and luxurious comfort. With the optional massaging seats, soft-close doors, and power trunk lid, it’s ideal for a night out with friends or a luxurious drive. The spacious cabin comfortably seats four adults, making it perfect for various occasions.
Pros and Cons
Pros:
- Wide range of powertrains
- Roomy and luxurious cabin
- Many standard and optional technology features
- Generous trunk capacity
- Quiet and comfortable interior
Cons:
- Comfort-over-sport demeanor
- Conservative exterior styling
- Some interior materials fall below segment standards
- Ride can be firm
Pricing and Value
When new, the 2020 BMW 5 Series M550i xDrive had an MSRP of $77,645. Thanks to depreciation, the Kelley Blue Book Fair Purchase Price is now $37,858, making it much more affordable. Here’s a pricing comparison for different 2020 BMW 5 Series models:
Powertrain Specifications
The M550i xDrive boasts a 4.4-liter twin-turbocharged V8 engine, producing 523 horsepower and 553 lb-ft of torque. Key specifications include:
- Engine: 4.4-liter twin-turbocharged V8
- Transmission: 8-speed automatic
- Driveline: AWD
- 0-60 MPH: 3.6 seconds
- Top Speed: 155 MPH
Comfort and Performance Features
The M550i xDrive comes with an array of comfort and performance features, including:
- 16-way power front sport seats
- Perforated SensaTec upholstery
- M Sport Brakes and Differential
- M Sport Suspension
- Variable Steering
Reliability and Maintenance
The 2020 BMW 5 Series scores 80/100 on J.D. Power for reliability. Maintenance costs are average for a luxury sedan, with an average annual cost of $620.
Should You Buy the 2020 BMW 5 Series M550i xDrive?
If you’re looking for a luxury sedan with a roomy cabin, significant power, and creature comforts, the M550i xDrive is an excellent choice. While the 540i is a viable alternative with its smooth inline-six engine, the M550i xDrive offers unparalleled performance. For those seeking an affordable luxury performance sedan, the 2020 BMW 5 Series M550i xDrive is hard to beat.
