10 Best Luxury Cars Under $45,000 in 2025
Buying a luxury car doesn’t have to break the bank. Luxury automakers have long recognized the importance of offering entry-level models to maintain sales volume. While these more affordable luxury cars may lack top-of-the-line features, they benefit from the trickle-down of technology and materials, making them potentially great bargains.
We’ve identified ten of the best luxury cars on the market for under $45,000 – a price point that’s actually lower than the average new car price in 2025. These vehicles offer an excellent mix of comfort, sportiness, and practicality. Let’s examine what makes them stand out in their competitive segments and the kind of performance you can expect.
1. 2025 Acura Integra
Starting MSRP: $33,000
The 2025 Acura Integra revives a legendary nameplate with a modern twist. Borrowing from the Civic, it offers an enjoyable drive with a plusher interior and more attractive bodywork. The 1.5-liter turbocharged engine produces 200 HP and 192 LB-FT of torque. While not a rocket off the line (0-60 MPH in 7.1 seconds), it’s fun through corners thanks to its well-tuned chassis. The $38,000 A-Spec Technology model is recommended for its manual transmission option.
2. 2025 Mini Cooper S
Starting MSRP: $33,200
The MINI Cooper S stands out with its unique styling and character. As the sportier model, it boasts a 2.0-liter turbocharged engine producing 201 HP and 221 LB-FT of torque. It accelerates from 0-60 MPH in 5.8 seconds and has a top speed of 150 MPH. The Cooper S is not only fun to drive but also impressively fuel-efficient.
3. 2025 Cadillac CT4
Starting MSRP: $36,390
The Cadillac CT4 is a subcompact luxury car with sharp styling and an entertaining rear-wheel drive setup. Its 2.0-liter turbocharged engine produces 237 HP and 258 LB-FT of torque. While the CT4-V is more powerful, it’s priced higher. The available four-cylinder engine is plenty powerful for most driving needs and offers super reliability.
4. 2025 Audi A3
Starting MSRP: $38,200
The Audi A3 is the most affordable model from the big three German luxury automakers. For 2025, it received a styling refresh, making it look sportier. The 2.0-liter turbocharged engine produces 201 HP and 221 LB-FT of torque. With standard Quattro all-wheel drive, it offers a playful chassis and a pleasant ride.
5. 2025 BMW 2-Series Coupe
Starting MSRP: $41,200
The BMW 2-Series Coupe is a rare sporty compact coupe. The 230i model starts at $41,200, offering a 2.0-liter turbocharged engine with 255 HP and 295 LB-FT of torque. It’s available in rear-wheel drive or all-wheel drive configurations. The M Sport Performance Package enhances its driving dynamics.
6. 2025 Lexus IS 300
Starting MSRP: $41,610
The Lexus IS 300 is known for its value proposition. The base model comes with a 2.0-liter turbocharged engine producing 241 HP and 258 LB-FT of torque. It prioritizes comfort and reliability over outright sportiness, making it a great choice for those seeking a quiet cruiser.
7. 2025 Genesis G70
Starting MSRP: $42,500
The Genesis G70 is a sporty compact sedan that competes with established luxury brands. Its 2.5-liter turbocharged engine produces 300 HP and 311 LB-FT of torque. The G70 balances ride and handling dynamics effectively, making it a worthy alternative to more expensive rivals.
8. 2025 Alfa Romeo Giulia
Starting MSRP: $43,995
The Alfa Romeo Giulia is built for driving enjoyment. Its 2.0-liter turbocharged engine produces 280 HP and 306 LB-FT of torque. The Giulia offers brilliant Italian styling and fantastic driving dynamics, making it one of the most enjoyable driving experiences available.
9. 2025 Volvo S60
Starting MSRP: $43,995
The Volvo S60 exudes class with its understated styling. It focuses on being smooth, sleek, and comfortable rather than sporty. The base powertrain may not be as entertaining, but it’s quick enough for most needs. The S60 delivers a high-class driving experience with a focus on sensibility and safety.
10. 2025 Audi A4
Starting MSRP: $44,110
The Audi A4 is technically in its last year due to Audi’s new naming structure. It aims to be a jack-of-all-trades, offering interior luxury while remaining fun to drive. The 2.0-liter turbocharged engine produces 261 HP and 273 LB-FT of torque. With all-wheel drive as standard, it provides great steering feedback and is sharp around corners with a plush ride.
