Luxury Plug-in Hybrids: Depreciation and Resale Value
When choosing a car, factors like reliability, resale value, and depreciation are critical, especially in the luxury segment. While plug-in hybrids (PHEVs) offer a compelling blend of electric and internal combustion power, their depreciation rates can vary significantly. This article delves into the world of luxury PHEVs, analyzing which models lose their value the fastest.
The Plug-In Hybrid Landscape
Plug-in hybrids, along with electric vehicles, standard hybrid, and internal combustion engine (ICE) cars, represent the diverse powertrain options available to consumers. But the inherent complexity of PHEVs, combining both electric and gasoline systems, can impact long-term reliability and thus, resale value. However, many reliable PHEVs retain their value well, making them an attractive option for those seeking fuel efficiency and electric driving capabilities.
To provide the most current and precise information, this analysis relies on data sourced from manufacturer websites and other trusted sources, including the EPA and iSeeCars.
Sports Car Depreciation: A Benchmark
To offer a comparative perspective, let’s consider the depreciation of sports cars. According to data from iSeeCars, sports cars, on average, lose 24.8% of their value after three years, 33.4% after five years, 41.3% after seven years, and 54.9% after 10 years. This benchmark helps contextualize the depreciation of luxury PHEVs.
Top 10 Luxury Plug-In Hybrids with the Highest 5-Year Depreciation
The following models are ranked based on their projected 5-year depreciation from least to most, offering insight into the potential financial impact of ownership:
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2025 Porsche Panamera Plug-In Hybrid: 5-Year Depreciation: 51.8% The 2025 Porsche Panamera E-Hybrid, starting at $115,500, combines performance and luxury. It is available with either a 2.9-liter twin-turbo V-6 (ranging from 463 to 536 horsepower) or a 4.0-liter twin-turbo V-8 (670 to 771 horsepower). After three years, it is projected that the Panamera will lose 34.8% of its value, while after five years, it is expected to lose more than 50% of its original value.
Depreciation and Resale Value:
- 3 Years: 34.8% Depreciation, $40,173 loss
- 5 Years: 51.8% Depreciation, $59,834 loss
- 7 Years: 65.2% Depreciation, $75,274 loss
- 10 Years: 77.9% Depreciation, $89,968 loss
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2025 Porsche Cayenne Plug-In Hybrid: 5-Year Depreciation: 52.0% The 2025 Porsche Cayenne E-Hybrid, with a starting MSRP of $97,200, is available with two powertrain options: a 3.0-liter turbocharged V-6 (463 to 512 horsepower) or a 4.0-liter twin-turbocharged V8 (729 horsepower). While the Cayenne E-Hybrid depreciates slightly more than the Panamera, the dollar loss is still notably less.
Depreciation and Resale Value:
- 3 Years: 32.7% Depreciation, $31,760 loss
- 5 Years: 52% Depreciation, $50,529 loss
- 7 Years: 68.1% Depreciation, $66,148 loss
- 10 Years: 77.4% Depreciation, $75,250 loss
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2025 Volvo S60 Plug-In Hybrid: 5-Year Depreciation: 56.4% The Volvo S60 Plug-In, starting at $53,295, features a 2.0-liter turbocharged four-cylinder engine producing 455 horsepower. It’s projected to lose up to 56.4% of its value after five years.
Depreciation and Resale Value:
- 3 Years: 43.2% Depreciation, $22,497 loss
- 5 Years: 56.4% Depreciation, $29,380 loss
- 7 Years: 68.9% Depreciation, $35,888 loss
- 10 Years: 78% Depreciation, $40,651 loss
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2025 Volvo XC60 Plug-In Hybrid: 5-Year Depreciation: 56.5% Similar to the S60 PHEV, the 2025 Volvo XC60 Plug-In Hybrid shares the same engine configuration, starting at $59,345. Its projected depreciation closely mirrors that of the S60.
Depreciation and Resale Value:
- 3 Years: 41.6% Depreciation, $24,169 loss
- 5 Years: 56.5% Depreciation, $32,806 loss
- 7 Years: 71% Depreciation, $41,197 loss
- 10 Years: 79% Depreciation, $45,838 loss
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2025 Lincoln Corsair Plug-In Hybrid: 5-Year Depreciation: 57.9% The Lincoln Corsair Grand Touring, priced at $54,365, uses a 2.5-liter four-cylinder hybrid engine producing 266 horsepower. Based on the data, it is expected to lose 57.9% of its value over five years. Depreciation and Resale Value:
- 3 Years: 39% Depreciation, $21,158 loss
- 5 Years: 57.9% Depreciation, $31,439 loss
- 7 Years: 69.2% Depreciation, $37,542 loss
- 10 Years: 77.1% Depreciation, $41,841 loss
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2025 Audi Q5 Plug-In Hybrid: 5-Year Depreciation: 60.9% The 2025 Audi Q5 Plug-In, starting at $58,500, employs a 2.0-liter turbocharged four-cylinder engine producing 362 horsepower. Expect a 60.9% depreciation over five years.
Depreciation and Resale Value:
- 3 Years: 46.8% Depreciation, $27,386 loss
- 5 Years: 60.9% Depreciation, $35,630 loss
- 7 Years: 71.2% Depreciation, $41,662 loss
- 10 Years: 80% Depreciation, $46,802 loss
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2025 BMW XM: 5-Year Depreciation: 61.9% The 2025 BMW XM, with a starting MSRP of $160,500, is a performance-focused PHEV featuring a 4.4-liter twin-turbo V8 engine. It has an expected depreciation of 61.9% after five years.
Depreciation and Resale Value:
- 3 Years: 42.6% Depreciation, $67,774 loss
- 5 Years: 61.9% Depreciation, $98,468 loss
- 7 Years: 74.7% Depreciation, $118,829 loss
- 10 Years: 85.4% Depreciation, $135,757 loss
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2025 Mercedes S-Class Plug-In Hybrid: 5-Year Depreciation: 63.2% The 2025 Mercedes S 580e 4MATIC, starting at $128,200, uses a 3.0-liter inline six-cylinder engine (503 horsepower). This model loses on average 63.2% of its value within five years.
Depreciation and Resale Value:
- 3 Years: 46.8% Depreciation, $59,771 loss
- 5 Years: 63.2% Depreciation, $80,730 loss
- 7 Years: 74.8% Depreciation, $95,494 loss
- 10 Years: 84.1% Depreciation, $107,465 loss
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2025 BMW 5 Series Plug-In Hybrid: 5-Year Depreciation: 64.1% The 2025 BMW 550e xDrive, starting at $73,400, is powered by a 3.0-liter twin-turbo inline six-cylinder engine (483 horsepower). Expect a depreciation of 64.1% after five years.
Depreciation and Resale Value:
- 3 Years: 48.5% Depreciation, $35,250 loss
- 5 Years: 64.1% Depreciation, $46,626 loss
- 7 Years: 73.7% Depreciation, $53,547 loss
- 10 Years: 84.7% Depreciation, $61,564 loss
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2025 BMW 7 Series Plug-In Hybrid: 5-Year Depreciation: 69.8% The 2025 BMW 750e xDrive is the plug-in hybrid with the highest projected depreciation in this analysis. This vehicle features a 3.0-liter twin-turbo inline six-cylinder engine, priced at $108,000. According to the available data, this model might depreciate by 69.8% over five years.
Depreciation and Resale Value:
- 3 Years: 56.2% Depreciation, $60,171 loss
- 5 Years: 69.8% Depreciation, $74,657 loss
- 7 Years: 78.2% Depreciation, $83,682 loss
- 10 Years: 87.3% Depreciation, $93,403 loss
Conclusion
While plug-in hybrids offer numerous advantages, including fuel efficiency and electric driving, depreciation is an important factor to consider when purchasing these vehicles. The data presented provides a clear overview of how these luxury PHEVs fare in terms of value retention. Those prioritizing resale value may want to consider the depreciation trends of these models when making their purchasing decisions.
